Qualified charitable distributions
If your age is 70 1/2 or older, you can easily use your IRA to support the causes that are important to you by making a Qualified Charitable Distribution (QCD) from your account. And if you take an annual Required Minimum Distribution (RMD), a QCD will count as part of that distribution. (An individual can transfer up to $100,000 to charities in a calendar year)
Ready to donate?
Simply contact your plan administrator and provide the following information to begin the process of giving to Emmanuel. 

Emmanuel Presbyterian Church

588 Camino Manzanas

Thousand Oaks, CA 91360

EIN 95-3161958

Your administrator will send your gift directly to Emmanuel. If you want your distribution check to be credited toward the current tax year and/or fulfill your RMD, it is critical that your administrator send the check in time for it to be received by Emmanuel and to clear your account before Dec. 31.

A QCD is a direct transfer of funds from your IRA custodian, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year, as long as certain rules are met.

In addition to the benefits of giving to charity, a QCD excludes the amount donated from taxable income, which is unlike regular withdraws from an IRA. Keeping your taxable income lower may reduce the impact to certain tax credits and deductions, including Social Security and Medicare. Also, QCDs don’t require that you itemize, which due to the recent tax law changes, means you may decide to take advantage of the higher standard deduction, but still use a QCD for charitable giving.